DATA PROTECTION ACT

Introduction

We make this statement in the light of the requirements of the Data Protection Act 1998.
To ensure your full understanding of this policy, any reference to 'Personal Data' shall mean any personal information (including sensitive personal data) that is capable of identifying you. This information may include your name, address, telephone number, fax number, e-mail addresses and credit card or bank account details. Any reference to 'Website' shall mean a reference to this website, which is accessible from the domain name [www.stopevictiongroup.co.uk].

If you have any query about this policy, please contact the Data Protection Compliance Officer, at Stop Eviction, 58 York Road, Maidenhead, Berkshire, SL6 1SJ.

By accessing this Website, you shall be regarded as having had sufficient notice of the contents of this policy. Your use of this Website shall constitute the giving of your consent to allow us to process your Personal Data.

Notification

We have notified/registered with the Office of the Information Commissioner, our intention to process your Personal Data in accordance with the Data Protection Act 1998.

Details of our notification/registration, are available for inspection at the website address http://www.dpr.gov.uk, the respective registration number.

Information Which May Be Collected

Personal Data may be requested by us, or voluntarily forwarded by you through one of several electronic mail hypertext links, present in the body of this Website.

We shall not request, collect or process any Personal Data of a sensitive nature from you, without first obtaining your express written consent.

In order that we can monitor and improve our Website, we may gather certain information about you when you use it, including details of your domain name and IP address, operating system, browser, version, and the web site that you visited prior to our site. We may do this by way of a 'cookie'.

A cookie is an element of data that our Website can send to your browser, which may then store it on your system. Cookies allow us to understand who has seen which pages and advertisements, to determine how frequently particular pages are visited and to determine the most popular areas of our Website. We use cookies so that we can give you a better experience when you return to our Website. Most web browsers automatically accept cookies. You do not have to accept cookies, and you should read the information that came with your browser software to see how you can set up your browser to notify you when you receive a cookie. Any disablement of the cookies function may hinder some of the Website functionality, for which we shall not be responsible.

Use Of Personal Data

The Personal Data collected by us from you, may be utilised by us to:

Disclosure Of Your Personal Data: Credit Applications

If at any time you apply for a credit facility from us, when you apply for such credit we will search your record at a credit reference agency or agencies. This may include details taken from the electoral register and could also be linked to, or associated with, other people's financial records. If so, you may be treated as financially associated and these records may be used when assessing your application. When you apply jointly with another applicant your financial records will be linked with theirs until one of you successfully files a disassociation at the credit reference agencies. Even if your application goes no further the credit reference agencies will add details of this search and your application to your record.

We may use automated decision making systems when assessing you for credit and for fraud prevention.

We may occasionally search your records with the credit reference agencies so we can manage your account and take further decisions about credit.

If we enter a credit agreement with you we will also add details of your agreement with us as well as ongoing details of your account and how you manage it. If you do not repay on time or in full we will tell the credit reference agencies who will record details on the debt. All this information will be seen by other organisations carrying out later searches.

We will check your details with a fraud prevention agency or agencies and if you give us false or inaccurate information and we suspect fraud we will record this with them. We and other organisations may use and search these records to help make decisions about credit and related services or to consider motor, household, credit, life and other insurance policies, and to check your identity to prevent money laundering, unless you give us other satisfactory proof of identity.

Please write to us at the above address if you want to have details of those credit reference and fraud prevention agencies from whom we obtain and to whom we give information about you. You have a legal right to these details. We, the credit reference agencies and the fraud prevention agencies may also use the records for statistical analysis about credit insurance and fraud.

Disclosure Of Your Personal Data: Other Purposes

We may disclose your Personal Data to carefully selected third parties and organisations for marketing purposes. They may inform you (by e-mail or in writing) of the products and services which they may offer from time to time.

If you choose insurance along with your credit account we will pass your Personal Data to the insurer who will use them to administer the policy.

We may also disclose information to legal and debt recovery representatives for debt collection and debt tracing purposes.

We may also disclose Personal Data if required to do so by law or in the good-faith and belief that such action is necessary to:

Transfers

Sometimes we may need to transfer Personal Data to countries which do not provide the same level of data protection as the United Kingdom. If we do need to make such a transfer, then we shall put a contract in place so as to ensure that the Personal Data is adequately protected.

Data Security

We always takes appropriate measures to safeguard the Personal Data we hold from unauthorised access or improper use.

We operate appropriate secure socket layer technologies within our website, together with a strict internal security policy with which our employees must comply as a condition of their employment with us.

Administration

Any enquiries regarding this policy must be directed in writing for the attention of our data protection compliance officer.

Under the Data Protection Act 1998, you have the right to request details of your Personal Data held or processed by us.

Please send such requests in writing to the address above, marked for the attention of the Data Protection Compliance Officer. Any request must be accompanied by the statutory administration fee of £10.00.

If you believe that any information held by us is incorrect, inaccurate or incomplete, then you must write without delay to our Data Protection Compliance Officer, highlighting the corrective action to be taken. If any information is found to be incorrect, it shall be corrected promptly.

We shall always afford you the opportunity of opting out of receiving any unsolicited marketing communications. To opt-out of receiving any such communications, please send an electronic mail headed "OPT-OUT" to us using the contact page.

 

 

Contact Us

Do you have more questions or you want to discuss your situation?
Click here to send us a message or give us a call.

Telephone:
You can contact us by calling us on 0845 4 751 753

Opening hours:
9am-6pm Monday to Friday.

(If you ring outside these times please leave your
name and phone number and we will be in touch
within 24 hours)

1 Stop Eviction WILL NOT 'negotiate with the creditor or owner, on behalf of the debtor or hirer, terms for the discharge of a debt, or taking over, in return for payments by the debtor or hirer, his obligation to discharge a debt, or any similar activity concerned with the liquidation of a debt', in relation to debts due under consumer credit agreements or consumer hire agreements. Stop Eviction WILL NOT participate, conduct or offer advice on debt-counselling (defined as) 'the giving of advice to debtors or hirers about the liquidation of debts due under consumer credit agreements or consumer hire agreements'. We will need to do a valuation on your property and then have a consultation with yourselves. Subject to the outcome of this consultation we will do our best to come to a purchase price agreement so that you have surplus cash to pay off your personal debt.
Stop Eviction is not regulated by the FSA, as we do not operate a 'Sell and Rent Back' agreement with the seller.

Copyright ©2009 STOP Eviction. All rights reserved.